With the rising interest rates, we continue to consider where our real estate careers are going, as well as the effect on our clients. For this episode, we sat down with David Giustizia, the managing partner of Vision Mortgage Group and Vision Capital Partners. Driven by his experience in the Wealth Management space he has a passion for helping investors create a clear vision for growing generational wealth through Real Estate Investing.  With experience working in custom financing solutions for investors of all scales, David helps turn his client’s dreams into Reality.

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As a  mortgage broker, David and his team deal with a variety of different and unique mortgage situations. They specialize in understanding clients needs and offer them the opportunity to build a path towards the vision they want to accomplish.

Here are some notes from our conversation with David. Don’t forget to listen to the episode for more!

• David talked about his approach on the different types of clients and the challenges they commonly face.

• The Bank of Canada’s mandate is to manage inflation through pushing the rates up. 

• David explained the projection of bank rates based on supporting data.

• David dives into what people should know and expect if their mortgages are locked in for five years.

• The best way to ensure your position during renewal is to reach out to your professional mortgage broker to help provide options based on your situation.

• David shared some key tips for the buyers and sellers on how to avoid worst case scenarios.